See the real story behind the headlines.

Housing, inflation, interest rates and trade — pulled from official sources each morning and explained without the jargon.

Built by a former City analyst with 10+ years inside UK banking & finance.

Inflation

Annual CPI · Office for National Statistics

3.4%July 2026
Line chart of UK annual CPI inflation from 2019 to 2026, peaking above 9 per cent in 2022 and settling near 3.4 per cent.
2019202120232026
Prices stopped rising quickly in 2023. They never came back down — the level stayed where the spike left it.

Pulled each morning from the ONS, the Bank of England and HM Land Registry. Nothing here is hand-typed.

Latest analysis

Long reads that show their working
New · Notes

AI gave me an answer. I still had to decide whether to trust it.

What changed when I used AI on a piece of analysis, what got faster, and why the checking did not. Written after the £20,000 comparison below, and about how that piece actually got made.

About 8 minutes. Written from experience, not prediction.

“Someone without enough experience to know which assumptions need challenging can produce something very quickly and feel that AI has saved them a significant amount of time. They may also be less likely to recognise what they have missed.”

From The people who check least may appear to gain the most

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11.4×average price to average salary

London housing

Borough-by-borough prices, trends, and the trade-offs: crime, green space, life satisfaction.

+28%food prices since 2021

Cost of living

What inflation actually did to your weekly shop, and whether your pay kept up.

£4.1bnmonthly goods deficit

UK trade

What Britain buys and sells with the world, and who we trade with most.

4.61%two-year fix, 75% LTV

Interest rates & you

50 years of Bank Rate, today's real mortgage and savings rates, and your remortgage in pounds.